Subprime Time: Lending to America’s Underbanked at 36% APR – QAV America #49
On this episode we run through our latest portfolio numbers — the QAV dummy portfolio is up 115% since inception versus the S&P’s 60%, and some individual picks like Kodak and Scripps are going absolutely bananas. We dig into the week’s big news including the Iran war’s economic ripple effects, the tariff refund mess, and the Cal-Maine antitrust saga. Then Cameron does a full Pulled Pork on Oportun Financial (OPRT) — a subprime FinTech lender to underserved Latino communities that’s dirt cheap, freshly activist-investor-cleaned, and either a turnaround gem or a cautionary tale.
QAV America Light Update — 20 April 2026
Happy Monday, QAV America. And welcome to all of our new members. Market This Week (S&P 500) The Market’s had a solid week, despite all of the uncertainty around the U.S. economy. The optimism is bizarre. But we make hay while the sun shines. All the best,...QAV Value Investing Buy List 2026-04-19
This section is for QAV Club Members only. Register for your 14-day free QAV Club trial here. If you're already a QAV Club member and seeing this message, please login via the top menu. If you're a QAV Light member who wants to upgrade to QAV Club, go to your Account...Not Tom Selic (PAGS) – QAV America #48
On this episode we dig into Trump’s claim that America doesn’t need the Strait of Hormuz — and why it’s complete nonsense once you look at where US refineries actually get their oil. We also run through the QAV America portfolio, which is up 113% since inception and 30% year-to-date, before Cameron does a deep dive on PagSeguro Digital (PAGS) — a Brazilian FinTech that’s basically PayPal meets Square meets a full digital bank, navigating 14.75% interest rates and 34 million customers in the favelas of Brazil.